Overview
Title: Unlocking Open Banking Data: A Masterclass in Cash Flow-Based Underwriting
Date: Thursday, November 09, 2023
Time: 4:00 PM Greenwich Mean Time
Duration: 1 hour
Summary
In the constantly evolving landscape of open banking, lenders are presented with a remarkable opportunity to redefine their underwriting processes. By harnessing the power of cash-flow data, lenders can elevate their precision in assessing customer risk and confidently explore untapped markets.
As open banking data becomes more accessible worldwide, a central question emerges: How can lenders effectively utilize this data?
Join us for a groundbreaking discussion led by industry experts in open banking, where we will delve into the current state of the open banking landscape in credit underwriting (B2C and B2B).
Discuss strategies on how to effectively:
- Tag and categorize cash flow data
- Extract valuable signals tailored to your use case
- Combine data from multiple open banking sources
- Optimize your underwriting infrastructure to better leverage cash flow data
Don't miss this unique opportunity to gain invaluable insights into the future of underwriting and discover how open banking can empower your lending strategies.
In collaboration with
Can't join us live? Register now, and we'll send you the recording.
Speakers
Maik Taro Wehmeyer
CEO
Taktile
Maik is the CEO and Co-Founder of Taktile, a leading decisioning platform that is revolutionizing how fintechs make smarter, faster, and more accurate automated decisions. In a world increasingly run on automated decisions, Taktile’s low-code platform makes it easy for credit and data teams to build more accurate decision flows, adapt to change quickly, and, ultimately, improve outcomes.
Prior to joining Taktile, Maik was an early member of QuantCo, McKinsey, and SAP. He has significant experience in the machine learning and financial services spaces, serving as a member of EU Commission’s AI Alliance and the German AI Alliance.
Abhinav Swara
VP and Head of Credit Risk
Bluevine
Abhinav Swara is the VP and Head of Credit Risk at Bluevine, the one-stop digital banking platform designed specifically for small businesses. With 15+ years of experience in credit products, business strategy, and data science, he currently leads Bluevine's credit department, spearheading credit program management, analytics, underwriting, and collections. Abhinav's career spans prominent roles at Amex, Capital One, and Revolut, including cash flow underwriting, credit product launches, and P&L management.
Jonathan Gurwitz
Credit Lead
Plaid
Jonathan Gurwitz is Credit Lead at Plaid. In his role, he oversees go-to-market strategy and execution for Plaid’s Credit business unit, focused on delivering products and solutions to the lending ecosystem. Prior to joining Plaid, Jonathan led partnerships for Credit Karma’s personal loans business and helped build consumer credit products at Varo Bank. Based in Boston, Jonathan holds an MBA from Stanford University and a BA from Dartmouth College.
Julie Muhn
Senior Research Analyst
Finovate
Julie Muhn is Senior Research Analyst at Finovate, known for her insights into the financial technology landscape. With a keen eye for emerging trends and innovations, she has played an instrumental role in shaping the industry's understanding of fintech's potential since 2011. Julie's thought leadership continues to guide industry professionals and stakeholders in navigating the dynamic world of financial technology.